The Claim Process

An insurance claim can be a highly stressful experience for property owners. Ruback & Associates, LLC. can help you alleviate the headaches associated with these claims. We'll lend our team of experts, engineers, construction consultants, and financial consultants to walk you through the claim process to ensure you are fairly represented. We understand the insurance businesses and are familiar with all of the procedures. We'll ensure you are fairly represented, your claim is handled promptly, and your payment is expedited.

Ruback & Associates will complete or assist in the policyholder with the following:

  • Inspections are done immediately. We provide on-call service 24 hours a day.
  • Ruback & Associates will establish a professional line of communication with the insurance adjuster or agent of the company. We complete a precise and detailed estimate.
  • We will assist you in the preparation of inventories on your damaged personal or professional business property, contents, and related items. We will be working alongside you to help in providing correct documentation and determining ages and description of items.
  • We will document the full extent of your loss by reconstructing bills and invoices and compiling photographic evidence.
  • We will also prepare your time element losses, such as business interruption, loss of rent, or additional living expenses.
  • We will meet with the insurance company representative to adjust your claim fairly and equitably.
  • We will keep you informed throughout all phases of the claim process.
  • No settlement can or will be made without your prior approval.

We conduct business in an ethical manner while strictly adhering to all local, state, and federal laws. We follow all of the laws and provisions enacted by the State Insurance Department.

To learn how we can represent your claim, e-mail us today.

Catastrophic Losses

  • • Builders' Risk
  • • Business Income
  • • Collapse
  • • Explosion
  • • Extra Expense Mechanical
      & Electrical Breakdown
  • • Fire & Flood
  • • Hurricane
  • • Mechanical Breakdown
  • • Riot or Civil Commotion
  • • Smoke Damage
  • • Theft
  • • Vandalism
  • • Water & Wind Damage