Why Ruback LLC.?

Unfortunately, property owners are rarely aware of our services until they suffer a loss. Others find out about Ruback & Associates, LLC. from satisfied clients. We understand that you may be skeptical about an agency, other than your insurance company, involved with settling your catastrophic loss.

Insurance companies prefer that loss consultants (attorneys and/or a professional adjusting firm) not be involved with their claims. In this environment, the insured is uninformed and the insurance carrier enjoys a more controlled and powerful position. Insurance policies are complex legal documents. You, being the policyholder, have many duties and responsibilities that you are contractually obligated to perform in the event of a claim.

Your insurance agent is well trained in determining your insurance needs, and placing or writing insurance programs. However, your agent is not well trained in detailing insurance losses. Insurance agents generally don't have the time, training, or facilities to render the highly specialized service of a professional adjusting firm.

A typical policy contains hundreds of provisions and stipulations, constantly changing forms and endorsements, and many complex details such as inventory appraisals and real estate evaluations that are required in the case of a loss. Innocent errors, on the part of the policyholder, could seriously jeopardize the claim settlement process.

Ruback & Associates has the expert knowledge related to loss adjustments. Policyholders (individuals, business owners, and other private entities) acquire our services to assist them in preparing, filing, and negotiating equitable adjustments of insurance claims. We hold a license for each state where we operate and conduct business. Licensing verifies that we have fulfilled all requirements and passed all licensing tests. We are also bonded and insured.

To learn how we can represent your claim, e-mail us today.

Catastrophic Losses

  • • Builders' Risk
  • • Business Income
  • • Collapse
  • • Explosion
  • • Extra Expense Mechanical
      & Electrical Breakdown
  • • Fire & Flood
  • • Hurricane
  • • Mechanical Breakdown
  • • Riot or Civil Commotion
  • • Smoke Damage
  • • Theft
  • • Vandalism
  • • Water & Wind Damage